The American Rescue Plan Act provides up to $9.961 billion for states, the District of Columbia, U.S. territories, Tribes or Tribal entities, and the Department of Hawaiian Home Lands to provide relief for our country’s most vulnerable homeowners.
The purpose of the Homeowner Assistance Fund (HAF) is to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services, and displacement of homeowners experiencing financial hardship after January 21, 2020. Funds from the HAF may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes. The law prioritizes funds for homeowners who have experienced the greatest hardships, leveraging local and national income indicators to maximize the impact.
The Homeowner Assistance Fund provides:
•A minimum of $50 million for each state, the District of Columbia and Puerto Rico
•$498 million for Tribes or Tribally designated housing entities and the Department of Hawaiian Home Lands
•$30 million for the territories of Guam, American Samoa, the U.S. Virgin Islands, and the Commonwealth of the Northern Mariana Islands
July 2022
•On July 21, Treasury published a Program and Service Design resource on tips on improving the Design of Your HAF Program. 
•Treasury published update to the following: Homeowner Assistance Fund Reporting FAQs, HAF Quarterly Report User Guide, HAF Guidance on Participant Compliance and Reporting Responsibilities
◦The deadline for the HAF Annual Performance Report, as well as the first Quarterly Report for Tribal Governments with allocations under $5 million and the Department of Hawaiian Home Lands, has been postponed from August 15, 2022 to November 15, 2022.
◦Quarterly Reports for States, Territories, and Tribal Governments with allocations over $5 million are due on August 15, 2022. Entities required to provide reporting by August 15 will receive an email from Treasury shortly with additional information on quarterly reporting.